@inject('carbon', '\Carbon') @inject('constant', '\App\Util\Constant') Fact Sheet
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FACT SHEET

No Invoice

:   {{ $invoice->invoiceNumber }}

Tanggal

:   {{ empty($invoice->createdAt) ? "" : parseDateToIndonesian($carbon::parse($invoice->createdAt)->format('d M Y')) }}


DETAIL PEMBIAYAAN

Jumlah Pembiayaan

:

Rp {{ getPriceNumber($invoice->submissionValue) }}

Jenis Pembiayaan

:

{{ getPriceNumber($invoice->loanType) }}

Tujuan Pembiayaan

:

{{ $invoice->financingPurposes }}

Rating

:

{{ $invoice->rating }}

Payor

:

{{ $invoice->payorName }}

Ujroh/Fee Per Tahun

:

Eqv {{ number_format((float)(($invoice->investorMarginRate * $invoice->marginRate) / 100) , 2, ',', '') }}% flat

Tenor

:

{{ $invoice->period > 0 ? getPriceNumber($invoice->period) . ' bulan' : getPriceNumber($invoice->periodDay) . ' hari' }}

Tanggal Penyaluran

:

{{ empty($invoice->adminFeeDate) ? "" : parseDateToIndonesian($carbon::parse($invoice->adminFeeDate)->format('d M Y')) }}

Jatuh Tempo Pengembalian

:

{{ empty($invoice->emailDueDate) ? "" : parseDateToIndonesian($carbon::parse($invoice->emailDueDate)->format('d M Y')) }}

Skema Pengembalian

:

Pokok dan ujroh/fee dibayar saat jatuh tempo

JAMINAN

@if (empty($creditApplicationBusiness->businessGuarantee))

Tidak ada jaminan

@else @foreach (json_decode($creditApplicationBusiness->businessGuarantee) as $item)

- {{ $constant::BUSINESS_GUARANTEE_LABELS[$item] }}

@endforeach @endif

PROFIL PENERIMA PEMBIAYAAAN

Nama

:

{{ getCompanyInitialName($creditApplicationBusiness->businessName, $creditApplicationBusiness->businessType, $creditApplication->creditType) }}

Bidang Usaha

:

{{ $creditApplicationBusiness->businessField }}

Berdiri Tahun

:

@php try { $tahunBerdiri = parseDateToIndonesian($carbon::parse($creditApplicationBusiness->establishmentDeedDate)->format('Y')); } catch (\Throwable $th) { $tahunBerdiri = $creditApplicationBusiness->establishmentDeedDate; } @endphp {{ $tahunBerdiri }}

Domisili

:

{{ $creditApplicationBusiness->currentCity }}

NPWP

:

{{ $creditApplicationBusiness->taxNumber }}

NIB

:

{{ $creditApplicationBusiness->businessPermitNumber1 }}

INFORMASI USAHA

{!! nl2br($creditApplication->description) !!}

FDC & SKOR PEFINDO

Skor Pefindo PT

:

{{ $invoice->proposalInvoicer->kredit_skor_pefindo }}

FDC

:

{{ $invoice->proposalInvoicer->kredit_skor_fdc }}

RIWAYAT PEMBIAYAAN DUHA SYARIAH

{{-- --}}

Total Nilai Pembiayaan Sejak Awal

:

Rp {{ getPriceNumber($summaryPembiayaan['totalPembiayaanAwal']) }}

Total Nilai Outstanding

:

Rp {{ getPriceNumber($summaryPembiayaan['totalNilaiOutstanding']) }}

Jumlah Transaksi Pembiayaan Sejak Awal

:

{{ $summaryPembiayaan['jumlahTransaksiAwal'] }}

Jumlah Transaksi Pengembalian Dipercepat

:

{{ getPriceNumber($summaryPembiayaan['jumlahTransaksiPercepat']) }}

Jumlah Transaksi Pengembalian Lancar

:

{{ $summaryPembiayaan['jumlahTransaksiTepatWaktu'] }} (Dipercepat : {{ $summaryPembiayaan['jumlahTransaksiPercepat'] }})

Jumlah Transaksi Pengembalian Terlambat (>7 Hari)

:

{{ $summaryPembiayaan['jumlahTransaksiTerlambat'] }}

KINERJA KEUANGAN

@php $reportDate = empty($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate) ? "" : parseDateToIndonesian($carbon::parse($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate)->format('M-Y')); $reportDate2 = empty($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate2) ? "" : parseDateToIndonesian($carbon::parse($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate2)->format('M-Y')); try { $reportDate = substr(explode("-", $reportDate)[0], 0 , 3) . '-' . explode("-", $reportDate)[1]; $reportDate2 = substr(explode("-", $reportDate2)[0], 0 , 3) . '-' . explode("-", $reportDate2)[1]; } catch (\Throwable $th) { $reportDate = ""; $reportDate2 = ""; } @endphp

Laporan Keuangan (dalam juta Rp.)

{{ $reportDate }}

{{ $reportDate2 }}

Neraca

 

 

Total Current Aset

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentAsset) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentAsset2) }}

Total Aset

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalAsset) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalAsset2) }}

Total Current Liabilities

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentLiabilities) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentLiabilities2) }}

Total Liabilities

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalLiabilities) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalLiabilities2) }}

Ekuitas

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->ekuitas) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->ekuitas2) }}

Laba / (Rugi)

 

 

Pendapatan Usaha

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->operatingRevenues) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->operatingRevenues2) }}

Laba Kotor

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->grossProfit) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->grossProfit2) }}

Laba Usaha Sebelum Pajak

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->profitBeforeTax) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->profitBeforeTax2) }}

Laba Bersih Setelah Pajak

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->nettProfitAfterTax) }}

{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->nettProfitAfterTax2) }}

Rasio Keuangan [%]

 

 

Return On Assets (ROA)

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roa, 2) }}%

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roa2, 2) }}%

Return On Equity (ROE)

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roe, 2) }}%

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roe2, 2) }}%

Debt To Equity (DER)

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->der, 2) }}

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->der2, 2) }}

Net Profit Margin (NPM)

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->npm, 2) }}%

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->npm2, 2) }}%

Current Ratio

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->currentRatio, 2) }}

{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->currentRatio2, 2) }}

Catatan :

{!! nl2br($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->notes) !!}

KEUNGGULAN BERSAING

{!! nl2br($creditApplication->competitiveAdvantageDescription) !!}

ANALISA RISIKO

{!! nl2br($invoice->proposalInvoicer->analisa_risk_note) !!}

Jenis Resiko :

{!! nl2br($invoice->proposalInvoicer->analisa_risk_jenis) !!}

Mitigasi Resiko :

{!! nl2br($invoice->proposalInvoicer->analisa_risk_mitigasi) !!}

INFORMASI PAYOR

{!! nl2br($invoice->proposalInvoicer->informasi_payor) !!}


Wajib Diperhatikan :

Mohon untuk membaca dan memahami informasi pembiayaan ini karena mengandung potensi risiko yang dapat mengakibatkan kerugian. Duha Syariah tidak memberikan rekomendasi, usulan, paksaan, dan tidak menjamin risiko yang mungkin terjadi.



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PT DUHA MADANI SYARIAH

Gedung Millennium Centennial Center Lantai 37 Unit B
Jl. Jenderal Sudirman Kav. 25 Kelurahan Karet, Kecamatan Setiabudi
Jakarta Selatan, 12920
Telp: 021-3026 5454